Advice On Your Most Important Decisions
We help people across Ireland make better decisions about their mortgages, pensions and investments.
“Good advice shouldn’t be complicated. That’s what we’re here for.”
What are your plans?
From your first mortgage to your retirement plan - we've got you covered.
Mortgage
First-time buyer, mover or switcher. We compare the lenders and handle the application for you.
Moving?Protection
The right cover for your life, your family and your budget. We'll find it.
Protect what mattersPensions
One of the smartest tax-efficient moves you'll ever make. Start today.
Life after workInvestments
From lump sums to rainy day funds, a personalised plan built around your term and risk.
Build wealthWhat Have You Got in Place?
Choose your age, then tick everything that's already sorted. We'll show what's still to do - and how you compare.
Your details
Aim to have 1x your annual salary saved in your pension by 35, 3x by 45, 7x by 55 and 11x by 65. Slide to your age to see your goal.
Before tax.
Add up all your pensions, including ones from old jobs. A rough guess is fine. Enter 0 if you have none.
Your figures are only saved on this device and are never sent to us.
Where do you stand?
Fill in your details to see whether your pension savings are on track for your age.
Want a personalised retirement plan?
This is a rough guide only, based on typical long-term pension investment growth. It isn't financial advice and doesn't take your personal circumstances into account.
“Good advice shouldn’t be complicated. That’s what we’re here for.”
Clarity in an Unpredictable World
Lynx Financial Services is led by Gareth Watkins. He understands that people want clarity in an unpredictable world. This means straight answers, real options and confidence that their money is working as hard as it can.
For over 25 years, he and the team have helped hundreds of Irish individuals, families and businesses make smarter financial decisions. If you want to build wealth and protect your future, get in touch.
We Partner with Leading Financial Institutions
We're not tied to any one provider - so we find what's right for you, not us.
Running a Business? Your Personal Finances Need Attention Too
From employer pensions to succession planning, we help Irish business owners protect what they've built and plan what comes next.
Auto-Enrolment
My Future Fund launched in January 2026. We check what applies to you and what your staff are asking.
Learn MorePensions for Your Team
Attract and keep good people with a pension scheme that works for them and stands up commercially for you.
Learn MoreSuccession & Tax Planning
You've built something valuable. Let's make sure your family keeps as much of it as possible.
Learn MoreStraight-talking financial viewpoints from our team
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Straight-talking financial advice.
Not Sure Where To Start?
A 15 minute call, at no charge. No jargon, no pressure, just a straight answer on whether we can help.